Leeds insurance ‘whiplash’ claim is dismissed

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A Leeds wholesaler who refused to pay two dubious insurance whiplash claims has won his battle.

Morris and Son (Leeds) Ltd, of Cross Green Industrial Estate, were faced with injury claims from two children following a low-speed collision on a street in Harehills.

The food and drink wholesaler refused to pay the claims, which were made nearly three years ago, after they suspected they were being taken for a ride.

And the company decided it was prepared to take the matter to trial and successfully defended their case at Leeds Country Court.

One of the company’s heavy goods vehicles pulled out of a side road following a delivery and clipped a car in Harehills.

But they were surprised to receive two injury claims from children, whose father claimed were sitting in his parked vehicle while he visited a local cashpoint.

Managing director Andy Needham said: “Right from the beginning we believed that this was a spurious claim.

“Although the easy route would have been to just allow the insurance company to pay out there is a cost to every one of us in increased premiums when this happens.”

The driver for the company reported that the contact was “trivial”.

And he also claimed to have no recollection of seeing the children in the car at the time.

Medical evidence obtained by the solicitors acting for the children indicated they had both suffered whiplash injuries that had taken months to clear up.

But the directors of Morris and Son refused to accept that the claims were genuine.

They instructed Leeds-based Ford and Warren solicitors to defend them.

The company obtained a report from a forensic engineer which revealed that the accident didn’t involve enough force to cause injury.

During a recent trial hearing the judge at Leeds County Court accepted the evidence and made the decision to dismiss the claims.

Following the hearing Mr Needham added: “We were determined that we would not be turned over by these opportunists and fought for nearly three years to get the correct outcome.

“Ford and Warren’s help and expertise was invaluable in this fight.”

The news comes after it was revealed that the cost of car insurance is falling at a record rate in the UK.

The insurance arm of the AA said the dip was partly down to clampdowns on fraud and restrictions on claims management companies.

But despite the fall, car insurance premiums remain much higher than they were six years ago.


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