A PERSONAL banking advisor has been jailed after he abused his position of trust to steal almost £80,000 from the accounts of vulnerable customers.
Craig Miller, 39, was jailed for two years and four months after a court heard he took large sums from three victims.
They included a dementia sufferer, a 90-year-old man and a woman who couldn’t read or write.
Miller also betrayed the friendship of a 19-year-old who he persuaded to take out a bank account in her own name but allow him to use it. He then withdrew large sums which he used to pay off crippling debts.
Leeds Crown Court heard Miller worked for Santander at their branch on Commercial Street in Leeds city centre.
The offences began after he persuaded the teenager to open an account in her own name but then give him the card to access the account.
Michael Smith, prosecuting, said Miller tricked her by claiming he was having problems with his partner and wanted to keep his money separate from her.
The prosecutor described how he transferred £20,000 from the account of the dementia suffer.
Miller also turned up at her home unannounced and got her to sign documents in order to cover his tracks. Another victim was an elderly woman who could not read or write properly and a third was a 90-year-old customer who had his pension paid into a Santander account.
Miller, of Providence Street, Dewsbury, was arrested after the offences came to light in November last year.
He admitted the deception and was frank with police about what he had done. He pleaded guilty to three offences of fraud.
Michael Walsh, mitigating, said Miller had built up huge debts, mainly as a result of the crash in the property market. He said Miller owned a house in Derby which was £50,000 in negative equity.
He added: “He was not cutting his coat to suit his cloth, as it were, and found himself in a level of debt that was multiple times his income and he sought a way of temporarily dragging himself out of that hole.”
Recorder Tony Kelbrick told Miller: “You knew these people were either subject to disability or old. They were never likely to question the money that you took for your own gain.”