£112,000 insurance shock for West Yorkshire mum

QUOTE SHOCK: Sian Jones with her Vauxhall Vectra.
QUOTE SHOCK: Sian Jones with her Vauxhall Vectra.
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A shocked mum was quoted more than £100,000 to insure her five-year-old car.

Sian Jones’ insurance company worked out that her insurance premiums for a new policy would be a staggering £10,185 a month when they sent the quote to her home in Wakefield.

A stunned Miss Jones, 28, received a letter from Vauxhall Insurance to let her know her annual payment would be £100,034.

The mammoth bill represented quite a leap from the £700 it cost her to insure her car last year.

When she rang the company, to her horror she was told that was the best quote they could offer for her 2007 Vauxhall Vectra.

She told the YEP: “I just laughed in the end. How can they honestly expect me to pay £10,000 a month?”

And when Miss Jones didn’t take up their offer, the company sent her a reminder letter quoting the same amount.

The quote even added that the total insurance for the year would have been £112,038.08 if she had signed up to 11 monthly instalments.

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She said: “At first I thought it was a printing error but I rang them up and they just said it was the best quote they could give.

“They have done all the calculations for APR and legal protection.

“If they don’t want to insure me they should just say.”

Miss Jones has since signed up to another company for her car insurance, costing a far more reasonable £390.

Vauxhall Insurance said the amount had been quoted because of a one-off system error and not because of increased insurance premiums.

A spokesman said: “We apologise to Miss Jones for any inconvenience caused.”

Earlier this year a Government report to the House of Commons Transport Committee called for a higher threshold for the payment of compensation in whiplash claims in a bid to bring down rocketing premiums for people buying car insurance.

The latest British Insurance Premium Index (BIPI) published earlier this year said that the “average premium” for comprehensive cover is now £1,458.

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